Individual Plan
Individual Health Plan

We understand how important your wellbeing is, and securing an individual health insurance plan can grant you the assurance that you will be cared for to the highest standards at the best facilities.

 

 

Family Plan
Family Health Plan

Finding the right protection for your family is a top priority.  We understand the need for the highest quality treatment at the best medical facilities, and are here to secure your family’s health insurance.

Travel Plan
Travel Plan

The best travel plans are the ones which can offer a range of options and stay flexible, as you may need to be away for a specific amount of time, and require a specific amount of cover.

With our expert advice on the full range of travel and medical insurance available, we will ensure you are ready for the journey.

Maternity Plan
Maternity Plan

Maternity plans may appear complicated, especially with the sheer number of options available. Wrapping your head around the details can relieve some of the pressure, so we recommended getting to grips with what you can do with a plan, and how it will benefit your new family.

 

Pre-existing Plan
Pre-existing Medical Plan

We understand that medical conditions differ, with some minor and others that are difficult to manage. The best way to manage a pre-existing health condition through arranging medical insurance is to seek somebody that understands the process fully. Finding the right plan to suit your specific needs is where we come in.

Senior Citizens
Senior Citizen Plan

Buying health insurance gets significantly more difficult as you get older. We always recommend taking great care when choosing which options to include.

 

Evacuation Plan
Emergency Evacuation

There are a number of countries that do not possess the modern treatments or facilities necessary to deal with serious injury or medical emergencies. The costs of a medical emergency in a foreign country can accumulate quickly, and a global health insurance plan is one way to secure evacuation to a hopsital.

Teacher Plan
Teacher Plan

Teaching abroad is both rewarding and challenging, and life in a new country involives adjusting to a new environment. To guarantee your well-being in a country you may be relatively unfamiliar with, we advise you look into our teacher plans.

All Plans
All Medical Plans

Review the plans we have on offer. Each of our products can be catered specially to suit your circumstance or situation.

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索賠支持

大多數保險公司有專門機構負責索賠,通常會為您提供醫生和獲得醫療保健提供者的具體名單。此外,保險公司有多種語言環境,如果您需要得到醫療信息方面的建議請予我們聯系。

 

緊急求助

 所有的保險公司為您提供全天24小時的緊急服務。當您遇到需要緊急轉院和醫療救助的情況時,您只需告訴我們您的保險單號,無論您在哪裡我們都可以為您提供必要的幫助,緊急救助公司屬於保險公司的一部分即第3方機構。它們是您和保險公司之間的傳聲筒,讓所有組織都了解保險進程。

  

門診理賠

  大多數保險公司要求您填寫一份在3個月治療期間內,由醫生簽名的理賠申請表。接到理賠申請表後,理賠部門會在10天之內處理並將超出的索賠數額補上。     

住院理賠

  當您要去醫院接受治療時,保險公司會讓您盡快通知。保險公司會直接和您要去的醫院溝通,從而確定付款情況為您免去支付的麻煩。您的治療費用也在保險範圍之內。

拖延付款

 這通常是由於您在填寫表格中信息不全,如:缺少簽名,診斷不完整,沒有原始收據。我們會建議您在發送資料前仔細檢查,並確保文件留底。

 

過往病史

大多數保險公司醫療保險計劃中都包含2年之內的過往病史,在這段時間內,保險公司會考量過往病史的狀況。從而確保付款及時,我們建議您在填寫申請表示確保信息完全並找醫生開具一份沒有過往病史的證明。

理賠可以通過一系列的方式獲得,(支票,銀行轉賬或信用卡等)大多數使用現金。

請注意保險公司通常會自己的銀行轉賬,而不是接受銀行。

請您盡可能給保險公司提供您最新的電郵地址,從而幫助您有效處理保險理賠和申訴。