Individual Health Insurance Plan
Individual Plan
Individual Health Plan

We understand how important your wellbeing is, and securing an individual health insurance plan can grant you the assurance that you will be cared for to the highest standards at the best facilities.

 

 

Family Health Insurance
Family Plan
Family Health Plan

Finding the right protection for your family is a top priority.  We understand the need for the highest quality treatment at the best medical facilities, and are here to secure your family’s health insurance.

Travel and Short Term Insurance
Travel Plan
Travel Plan

The best travel plans are the ones which can offer a range of options and stay flexible, as you may need to be away for a specific amount of time, and require a specific amount of cover.

With our expert advice on the full range of travel and medical insurance available, we will ensure you are ready for the journey.

Maternity Cover
Maternity Plan
Maternity Plan

Maternity plans may appear complicated, especially with the sheer number of options available. Wrapping your head around the details can relieve some of the pressure, so we recommended getting to grips with what you can do with a plan, and how it will benefit your new family.

 

Insurance for Chronic Conditions
Pre-existing Plan
Pre-existing Medical Plan

We understand that medical conditions differ, with some minor and others that are difficult to manage. The best way to manage a pre-existing health condition through arranging medical insurance is to seek somebody that understands the process fully. Finding the right plan to suit your specific needs is where we come in.



Senior Citizen Health Insurance
Senior Citizens
Senior Citizen Plan

Buying health insurance gets significantly more difficult as you get older. We always recommend taking great care when choosing which options to include.

 

Emergency Evacuation Insurance
Evacuation Plan
Emergency Evacuation

There are a number of countries that do not possess the modern treatments or facilities necessary to deal with serious injury or medical emergencies. The costs of a medical emergency in a foreign country can accumulate quickly, and a global health insurance plan is one way to secure evacuation to a hopsital.

Health Insurance for Teachers
Teacher Plan
Teacher Plan

Teaching abroad is both rewarding and challenging, and life in a new country involives adjusting to a new environment. To guarantee your well-being in a country you may be relatively unfamiliar with, we advise you look into our teacher plans.

International Health Insurance Cover in USA
USA Cover
USA Cover

The USA is renowned for it's quality of medical care. As the most expensive in the world, medical care in the USA is not a standard feature for most international health insurance plans but can be offered as a separate add-on.

Health Insurance Plans
All Plans
All Medical Plans

Review the plans we have on offer. Each of our products can be catered specially to suit your circumstance or situation.

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Globalsurance Claims Support

Most international health insurance companies operate a separate claims handling department which typically include doctors and access to specific list of healthcare providers they have direct settlement agreements with. Furthermore, insurers will be able to communicate in the most languages so if you need to talk about your medical situation there will be someone to help you.

Emergency Assistance

All insurance companies operate an emergency assistance service which is permanently staffed 24 hours per day all year. In the event of an emergency situation where you need instant evacuation or medical assistance, you can contact this service and quote your policy number. They are trained to help you and coordinate the necessary services to assist you anywhere in the world. The emergency assistance company may be part of the insurance company or may be a third party organization. If this is the case then they will liaise between you and the world wide health insurance company to make sure all parties are informed of the situation.  

Out-patient Claims

Most insurers require that you complete a medical claim form, signed by the doctor and submit this within 3 months of the date of the treatment. Upon receipt of the completed claim information, the claims department will normally process the claim within 10 days and refund the claimed amount after deducting the excess.    

In-Patient Claims

When you know that you are going into hospital for treatment the insurer normally requires that you inform them as soon as possible. This allows the insurer to communicate directly with the hospital before you enter and then they can guarantee the payment so that you do not have to pay the expenses yourself. This process also gives you certainty that the treatment is going to be covered.

Delays in payment

This is normally due to incomplete paper work, missing signatures, incomplete diagnosis, no original receipts. We would advise clients to check the documents carefully before sending and also to make a copy such that if documents are lost in the post then a duplicate exists

Pre-Existing Conditions

Most world wide health insurance plans exclude coverage on pre-existing conditions for 24 months. During this period insurers are naturally concerned about conditions that may have existed before the plan commenced. In order to make sure claims are paid without delay we would strongly advise clients to make sure claims documentation is complete and supporting information from doctors can be provided to confirm that you were not aware of the condition before the plan started.

Claims refunds can be made in a number of ways (cheque, bank transfer or credit card) and typically in most major currencies.

Please note that insurers will typically pay any costs incurred by their bank for making transfers or payments but not those of the receiving bank.

Wherever possible please provide the world wide health insurance provider with your most up to date email, this is the most effective way to speed up communication and allow instant clarification about claims status and information requirements.

Claim Support is a vital feature for any health insurance broker. Globalsurance offers an integrated suite of support programs and a dedicated professional client service. We help our clients acquire the best international healthcare coverage insurance for their specific needs, and can assure worldwide medical insurance assistance whenever and wherever in the World our clients are.

Most worldwide health insurance companies operate a separate claim handling department which typically include doctors and access to specific list of healthcare providers they have direct settlement agreements with. Furthermore, health insurers will be able to communicate in the most languages so if you need to talk about your medical or health situation there will be someone to help you. 

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