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Individual Health Insurance Plan
Individual Plan
Individual Health Plan

We understand how important your wellbeing is, and securing an individual health insurance plan can grant you the assurance that you will be cared for to the highest standards at the best facilities.



Family Health Insurance
Family Plan
Family Health Plan

Finding the right protection for your family is a top priority.  We understand the need for the highest quality treatment at the best medical facilities, and are here to secure your family’s health insurance.

Travel and Short Term Insurance
Travel Plan
Travel Plan

The best travel plans are the ones which can offer a range of options and stay flexible, as you may need to be away for a specific amount of time, and require a specific amount of cover.

With our expert advice on the full range of travel and medical insurance available, we will ensure you are ready for the journey.

Maternity Cover
Maternity Plan
Maternity Plan

Maternity plans may appear complicated, especially with the sheer number of options available. Wrapping your head around the details can relieve some of the pressure, so we recommended getting to grips with what you can do with a plan, and how it will benefit your new family.


Insurance for Chronic Conditions
Pre-existing Plan
Pre-existing Medical Plan

We understand that medical conditions differ, with some minor and others that are difficult to manage. The best way to manage a pre-existing health condition through arranging medical insurance is to seek somebody that understands the process fully. Finding the right plan to suit your specific needs is where we come in.

Senior Citizen Health Insurance
Senior Citizens
Senior Citizen Plan

Buying health insurance gets significantly more difficult as you get older. We always recommend taking great care when choosing which options to include.


Emergency Evacuation Insurance
Evacuation Plan
Emergency Evacuation

There are a number of countries that do not possess the modern treatments or facilities necessary to deal with serious injury or medical emergencies. The costs of a medical emergency in a foreign country can accumulate quickly, and a global health insurance plan is one way to secure evacuation to a hopsital.

Health Insurance for Teachers
Teacher Plan
Teacher Plan

Teaching abroad is both rewarding and challenging, and life in a new country involives adjusting to a new environment. To guarantee your well-being in a country you may be relatively unfamiliar with, we advise you look into our teacher plans.

International Health Insurance Cover in USA
USA Cover
USA Cover

The USA is renowned for it's quality of medical care. As the most expensive in the world, medical care in the USA is not a standard feature for most international health insurance plans but can be offered as a separate add-on.

Health Insurance Plans
All Plans
All Medical Plans

Review the plans we have on offer. Each of our products can be catered specially to suit your circumstance or situation.

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BMI Information

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General BMI Information 

Body mass index (BMI) is a statistical measure of body fat based on height and weight.

The calculation is as follows:
BMI = kg/m 2

In order to calculate your BMI manually you need to:

  • Work out your height in meters and multiply the figure by itself
  • Measure your weight in kilograms
  • Divide the weight by the height squared
  • This figure will be your BMI

For adults BMI is interpreted using weight standard categories that are the same for both men and women. Sex and age are factors when interpreting BMI for children. The standard weight categories for adults are as follows:


Weight Status

Below 18.5


18.5 – 24.9


25.0 – 29.9


30.0 +



BMI Meaning/Use


BMI can provide an indication of whether you are underweight, normal, overweight or obese. As such BMI is often used to identify possible weight problems in adults. BMI is not and should not be used as a diagnostic tool. A healthcare worker will need to perform further tests to determine if excess weight is a health risk.

The accuracy of BMI can be distorted by a number of factors. These can include:

  • Gender
  • Bone structure
  • Ethnicity
  • Muscle mass
  • Fitness levels
  • Age

BMI does not measure body fat directly but instead includes muscle and fat. This can distort the results. An athlete for example may have a high BMI due to large muscle mass as opposed to high body fatness.

When applying for international health insurance you are likely to be asked your height and weight. If your BMI is over 30 the insurance company may not accept you, can place a loading on the premium or exclude obesity and all related conditions from the policy. With rising obesity levels worldwide insurance companies have in recent times experienced increased levels of claims. A consequence can be that some insurance coverage limits access to treatment. It is imperative that you select a medical international medical insurance plan that provides sufficient coverage to give you peace of mind for the future. Our expert consultants can help you to do this.

If an individual is overweight this can lead onto many related conditions. These can include high blood pressure, heart disease, cholesterol and diabetes. The costs associated with continuing treatment for these conditions can be very high. The majority of medical international insurance plans provide cover for chronic conditions. The plans are generally guaranteed renewable, meaning that you can keep your policy for life. They may also include portability, allowing you to take your plan with you if you move countries. Feel free to contact our medical consultants to discuss your medical international insurance needs further.