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Are you Feeling Overwhelmed? Contact us and let our experts do the work for you.
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Adjusting your deductible can save you money on your premium. Experiment with different deductibles to see the effect.
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Are you Pregnant or Planning to Start a Family? Pregnancy cover usually has a waiting period, so plan ahead!
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You can choose which currency to pay your premium in, so if you’re clever about it, you can save some money on exchange rates.
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Excluding USA from your cover will save a lot on your premiums, only include USA cover if you travel there regularly.
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Come back regularly for updates and to discover special deals. We will alert you in your profile overview page.

Summary Information
Overview Benefits Exclusive and other info

- Surgery
- Anesthetist
- Operating Theatre
- Inpatient Medication
- Organ Transplant
- OP Treatment Pre/Post Hospitalization
- Yes
- Yes
- Yes
- Yes
- Yes
- Yes (up to 15 days-Pre); 1,831 (up to 30 days-Post)
- Diagnostic Tests
- IP Oncology
- Hospital Cash
- Emergency Room
- Hospital Expenses
- Yes
- Yes
- 92 per night (up to 30 nights)
- No
- Yes

- GP Consultations
- OP Specialist's Fees
- Diagnostic Tests
- Traditional Chinese Medicine
- No
- No
- Yes
- No
- Homeopathy
- Psychology
- OP Oncology
- Emergency Room
- No
- No
- Yes
- No

- Maternity Waiting Period
- Complications of Pregnancy
- Complications of Childbirth
- Pre / Post Natal Treatment
- Per Year / Per Pregnancy
- 180 days
- up to Annual Limit (certain conditions)
- No
- No
- Per Year
- Home Delivery
- Elective C-Section
- Multiple Births
- Second Child, Second C-Section
- No
- No
- No
- No

- Dental Waiting Period
- Dental Emergency Inpatient / Outpatient
- Dental Cleaning
- NA
- Yes (IP only)
- No
- Dental Preventative
- Periodontics (Gum Disease)
- No
- No

- Annual Health Check
- Annual Health Check - Adult
- Annual Health Check - Child
- No
- No
- No
- Vaccinations
- Routine Cancer Screening
- Travel Vaccinations
- No
- No
- No

- Chronic Conditions
- Chronic Conditions - Acute
- Chronic Conditions - Palliative
- Terminal illness Benefit
- Yes (acute only)
- Yes
- No
- up to Long Term Care / Hospice Care
- New Born Coverage
- NB Cover - Baby's / Mother's Plan
- New Born - Congenital Abnormalities
- New Born Underwritten
- 91,539 (manifest within first 30 days)
- Baby's plan
- 91,539 (manifest within first 30 days)
- No (if enrolled within 30 days after birth & parent enrolled 10+ mths)