As many Americans scramble to sign up to health insurance exchanges before the end of the year, deductibles are high on consumers’ lists of concerns.

For many Americans, especially healthy and young Americans, health insurance doesn't exactly make sense. Why pay hundreds of dollars every month for the unlikely eventuality that a sudden illness or injury will occur? Surely there must be a better way; a health insurance system to provide preventative care and a dash of emergency coverage, designed for people who don't often need to go…

Award winning insurer InterGlobal has released its premium increases for 2013, and the news is sure to put even wider smiles on the already happy faces of current InterGlobal customers. Their announcement comes hot on the heels of similar disclosures by industry giants AETNA and Bupa, who have both hiked their premiums by about 10 percent. Allianz Worldwide Care have also just announced…