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Individual Health Plan

We understand how important your wellbeing is, and securing an individual health insurance plan can grant you the assurance that you will be cared for to the highest standards at the best facilities.

 

 

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Family Health Plan

Finding the right protection for your family is a top priority.  We understand the need for the highest quality treatment at the best medical facilities, and are here to secure your family’s health insurance.

Travel and Short Term Insurance
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Travel Plan

The best travel plans are the ones which can offer a range of options and stay flexible, as you may need to be away for a specific amount of time, and require a specific amount of cover.

With our expert advice on the full range of travel and medical insurance available, we will ensure you are ready for the journey.

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Maternity Plan

Maternity plans may appear complicated, especially with the sheer number of options available. Wrapping your head around the details can relieve some of the pressure, so we recommended getting to grips with what you can do with a plan, and how it will benefit your new family.

 

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Pre-existing Medical Plan

We understand that medical conditions differ, with some minor and others that are difficult to manage. The best way to manage a pre-existing health condition through arranging medical insurance is to seek somebody that understands the process fully. Finding the right plan to suit your specific needs is where we come in.

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Senior Citizens
Senior Citizen Plan

Buying health insurance gets significantly more difficult as you get older. We always recommend taking great care when choosing which options to include.

 

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Emergency Evacuation

There are a number of countries that do not possess the modern treatments or facilities necessary to deal with serious injury or medical emergencies. The costs of a medical emergency in a foreign country can accumulate quickly, and a global health insurance plan is one way to secure evacuation to a hopsital.

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Teacher Plan

Teaching abroad is both rewarding and challenging, and life in a new country involives adjusting to a new environment. To guarantee your well-being in a country you may be relatively unfamiliar with, we advise you look into our teacher plans.

International Health Insurance Cover in USA
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USA Cover

The USA is renowned for it's quality of medical care. As the most expensive in the world, medical care in the USA is not a standard feature for most international health insurance plans but can be offered as a separate add-on.

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All Medical Plans

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Health Insurance Uzbekistan

UzbekistanThe former Soviet republic of Uzbekistan is one of the largest countries in central Asia. Interestingly, it is one of only two “doubly landlocked” countries in the world; in other words, Uzbekistan and Liechtenstein the only landlocked countries which are entirely surrounded by landlocked countries. Uzbekistan is largely dry, with desert covering much of the country. Intensive agriculture via irrigation dating back to the Soviet era has caused serious environmental damage from which the country has yet to recover. Although it is a relatively poor country, Uzbekistan does have considerable natural resources, including minerals and various other commodities. Its position on the ancient silk road connecting Europe and Asia have left its mark on Uzbek culture, cuisine, art and music; its current population is majority Uzbek, but several other central Asian ethnic groups make up significant minorities. While Uzbek is the national language, Karakalpak is a recognized regional language and Russian is often used for communication between ethnic groups.

Life expectancy in Uzbekistan is about in line with the average for countries with similar economic status; 66 years for males and 71 for females. Total annual per capita health expenditure is USD152, which represents 5.2 percent of GDP and about 11 percent of the government budget. The overall spending figure represents a decline of about 50 percent in real terms since the collapse of the Soviet Union. According to World Health Organisation classification, Uzbekistan is considered part of the European region, hence its health care spending represents only a small fraction of the regional average. Government spending accounts for 47.4 percent of total health expenditure, while the remainder comes almost entirely from out of pocket spending. Although a plan to introduce private insurance was announced in 2001, to date there is no local private health insurance in Uzbekistan. Private dental clinics began to emerge following the fall of the Soviet Union.

As a legacy from Soviet times, Uzbekistan does offer universal health care; hence the Uzbek utilisation of health care services is above the European average. According to WHO figures, 100 percent of Uzbek births are attended by a skilled health care professional, compared to a regional average of 98 percent. There is little inequity in the provision of basic health care services, with poor and rural Uzbeks having equal access to health clinics and hospitals. The Uzbek healthcare workforce is adequately staffed; its 26.2 doctors and 108.1 nurses per 10,000 population are in line with European norms. There are over 3,000 “polyclinics” in the country, plus 59 private hospitals where payment must be made in cash.

In terms of infectious diseases, Uzbekistan’s rate of HIV infection is very low, with only one case per 1000 adults (only about one fourth of the European average). However, upgraded patient registration and increasing drug abuse may see this figure grow in the future. Tuberculosis infection rates are much higher than the global rate, with 227 cases per 100,000 population.

Also, public health investment has led to near universal access to improved drinking water sources in urban areas, although rural Uzbeks have seen access to clean water decline since the collapse of the Soviet Union. Uzbeks also have near universal access to improved sanitation, although it must be said that toilet facilities would rarely meet developing world standards. Despite these figures, Uzbeks suffer from several diseases attributed to unclean drinking water, such as dysentery, cholera, typhoid and hepatitis.

The US Centres for Disease Control (CDC) have issued a number of travel warnings on polio outbreaks in central Asia, most recently in March 2011. Although most people are vaccinated against this, a booster immunsation shot may be required. The Uzbekistan Embassy recommends a Hepatitis A shot, although no other immunsation is legally required to enter the country. Furthermore, the CDC has drafted a number of guidelines for visitors to Uzbekistan.

As with a visit to any developing country, seeing a travel health specialist four to six weeks before your journey is highly recommended to ensure that routine immunisations are up to date. Although malaria cases are rare in Uzbekistan, there have been reported cases near the Afghan and Tajik borders. Since malaria risk is very low, prophylactic anti-malarial pills are not recommended, but using insect repellent with DEET and wearing long-sleeved clothing are suggested.

In Uzbekistan, as with any exotic destination, communicable diseases tend to inspire the most fear in travellers, but the greatest health risks there (or anywhere) come from gastrointestinal distress from undercooked food or unclean water. Over the counter medication can be taken for acute cases, but persistent diarrheoa or vomiting should be treated by a physician. Another major cause of health problems for tourists is automobile accidents; these are often attributed to unfamiliarity with local terrain, traffic laws and regulations, or drink driving.

Although Uzbekistan does provide universal health care, the standard of care does not measure up to that in developed countries. In emergency medical situations, costly evacuation by airlift may be required. To be prepared for such cases, it is critically important that insurance and other health care arrangements are planned beforehand.

 

Uzbekistan International Health Insurance

 

Before visiting central Asia and Uzbekistan, make a call to Globalsurance. Our dedicated roster of experienced health insurance advisors can provide detailed options on policies for solo travelers, families and tour groups. Insurance policies available through Globalsurance cover a full range of medical services including: dental, maternity, specialist consultation, transportation, inpatient services and more. Contact a Globalsurance advisor today for a free international medical insurance consultation.