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Individual Health Insurance Plan
Individual Plan
Individual Health Plan

We understand how important your wellbeing is, and securing an individual health insurance plan can grant you the assurance that you will be cared for to the highest standards at the best facilities.

 

 

Family Health Insurance
Family Plan
Family Health Plan

Finding the right protection for your family is a top priority.  We understand the need for the highest quality treatment at the best medical facilities, and are here to secure your family’s health insurance.

Travel and Short Term Insurance
Travel Plan
Travel Plan

The best travel plans are the ones which can offer a range of options and stay flexible, as you may need to be away for a specific amount of time, and require a specific amount of cover.

With our expert advice on the full range of travel and medical insurance available, we will ensure you are ready for the journey.

Maternity Cover
Maternity Plan
Maternity Plan

Maternity plans may appear complicated, especially with the sheer number of options available. Wrapping your head around the details can relieve some of the pressure, so we recommended getting to grips with what you can do with a plan, and how it will benefit your new family.

 

Insurance for Chronic Conditions
Pre-existing Plan
Pre-existing Medical Plan

We understand that medical conditions differ, with some minor and others that are difficult to manage. The best way to manage a pre-existing health condition through arranging medical insurance is to seek somebody that understands the process fully. Finding the right plan to suit your specific needs is where we come in.

Senior Citizen Health Insurance
Senior Citizens
Senior Citizen Plan

Buying health insurance gets significantly more difficult as you get older. We always recommend taking great care when choosing which options to include.

 

Emergency Evacuation Insurance
Evacuation Plan
Emergency Evacuation

There are a number of countries that do not possess the modern treatments or facilities necessary to deal with serious injury or medical emergencies. The costs of a medical emergency in a foreign country can accumulate quickly, and a global health insurance plan is one way to secure evacuation to a hopsital.

Health Insurance for Teachers
Teacher Plan
Teacher Plan

Teaching abroad is both rewarding and challenging, and life in a new country involives adjusting to a new environment. To guarantee your well-being in a country you may be relatively unfamiliar with, we advise you look into our teacher plans.

International Health Insurance Cover in USA
USA Cover
USA Cover

The USA is renowned for it's quality of medical care. As the most expensive in the world, medical care in the USA is not a standard feature for most international health insurance plans but can be offered as a separate add-on.

Health Insurance Plans
All Plans
All Medical Plans

Review the plans we have on offer. Each of our products can be catered specially to suit your circumstance or situation.

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Ethiopia Health Insurance / Healthcare System

Ethiopia is located in East of Africa. Bordering countries include Eritrea in the North, Djibouti in the North East, Somalia in the East and South East, Kenya in the South and Sudan in the West. The total land area of the country is 1,221,480 square kilometers. The capital city of Ethiopia is Addis Ababa, which is situated near the center of the country.

Ethiopia is located very close to the equator, weather is generally tropical; however, temperatures vary according to the altitude. Ethiopia has an average annual temperature of about 27°C. The lowlands are generally hot and humid while the temperatures in the Ethiopian Highlands are cooler. The dry season runs from October to May, while the rainy season lasts from mid-June to mid-September.

Ethiopia is the only African country that had never been fully colonised, because of this, the country has managed to retain its unique culture. It has its own script and language and maintains a strong sense of national identity. Ethiopia is one of Africa’s greatest cultural destinations, with a number of World Heritage sites. The country is full of beautiful mountains and landscapes.

The Ministry of Health in Ethiopia is responsible for overseeing the overall operation of the country’s healthcare system. It is accountable for preparing, publishing and distributing the national standards for health posts, health centers and district hospitals in the country.

Ethiopia is a poor country and the infrastructure of the healthcare system is weak. The Government is the main healthcare service provider but the coverage and distribution of the healthcare facilities among regions are uneven. There is a lack of access to basic healthcare facilities in rural areas.

Primary healthcare in Ethiopia is provided by facilities including health centers and health posts. In 2007/8, there were 732 health centers and 11,446 health posts throughout the country. About 85% of the healthcare provision is provided by public healthcare facilities, while the remaining 15% is provided by the private healthcare sector. Private healthcare mainly focuses in the urban areas, where less than 15% of the population lives, as such this sector only serves a small portion of the people in the country.

In terms of hospitals, both public and private hospitals are available in Ethiopia. There were a total of 149 hospitals in the country in 2007/08, among all, 40 belongs to the private sector, while 100 are State owned and 9 are supported by non-governmental organisations. The total expenditure that the Government spent on healthcare in Ethiopia is around 4.3% of the country’s GDP.

Widespread diseases in Ethiopia include malaria, tuberculosis, syphilis, gonorrhea, leprosy, dysentery, and schistosomiasis. Infectious and communicable diseases account for about 60-80% of the health problems in the country. The HIV/AIDS prevalence rate is estimated at 2.1%.

The health status in Ethiopia is poor; this is mainly due to the circulation of communicable diseases caused by poor sanitation and nutritional deficiencies. On top of that, there is a shortage of trained medical personnel in the healthcare system. It is advised that travellers to obtain appropriate vaccinations and medications prior to travelling to Ethiopia.

Medical personnel in Ethiopia receive low wages, for this reason, the majority of them often seek out second jobs to make ends meet. This has resulted to frequent absenteeism in medical staff. The management is reluctant to challenge the physicians over their frequent absences from work as well as their tendencies to take long breaks and arrive late at work. Lower level workers have followed the same behaviour as the physicians, leading to high absenteeism and low productivity at all levels. Corruption exists in the healthcare sector in Ethiopia, which involves procurement, services and supply of goods and medicines. The lack of medical staff and the corruption that often diverts investments that should be going into building a more robust medical system has a knock on effect on the healthcare system, increasing the probability of unsatisfactory healthcare outcomes.

According to the World Health Organisation (WHO), in comparison to the rest of the world’s healthcare systems, Ethiopia ranked 180 out of 190 countries. The standard of the healthcare system in Ethiopia is far below the standards generally set in western countries. For visitors and expatriates who prefer to have a sense of security and to ensure that medical costs will be covered in the event of an accident or illness while travelling to Ethiopia, purchasing a comprehensive travel insurance policy or an expat medical insurance plan will be the best solution for you. A global medical insurance policy that covers for medical evacuation to a healthcare facility that can provide the necessary medical care would be recommended.

 

Ethiopia International Health Insurance

Globalsurance is a one-stop insurance brokerage service provider for you when travelling to the Ethiopia. We offer a wide range of policies to meet your individual needs, including benefits such as dental, maternity, inpatient, outpatient, specialist consultations, and many others. We offer a large variety of international health insurance plans as well as travellers insurance plans. Contact our professional advisers today to enjoy full insurance protection such as an Expat Health Insurance Plan for yourself and your family.