Teacher Health Insurance Plans

These insurance plans are specially designed for teachers, they are annual, guaranteed renewable and suitable for all ages.

Plan premiums will change depending on where you live and your age but are not dependent on your nationality.

Teacher insurance plans can be customized to include maternity, dental, chronic conditions, travel, personal accident, etc.

We can also include an excess or deductible to minimize the policy administration and keep premiums low.

If you are suffering from a pre-existing medical condition we can help select the best insurer health and medical insurance company to include coverage on this condition.

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Benefits of a Teacher Medical Insurance Plan

Inpatient or Hospitalization Coverage
This coverage normally gives you a free choice to visit any hospital or use any surgeon according to your choice.

Coverage is typically for:

  • Room and Board (Private Room)
  • Surgery, Anaesthesia and Nursing
  • Operation and Recovery Room Equipment
  • Medicine Whilst Hospitalized
  • Diagnostic Tests, Lab Tests, X-rays, (MRI) etc.
  • Chemotherapy and Radiotherapy
  • Room and Board for Parent or Guardian Accompanying a Child
  • Care at Home Following Hospital Discharge
  • Outpatient Surgery
  • Acute Dental Treatment Following an Accident
  • Transportation by Ambulance

Outpatient or Clinical Coverage
This coverage normally gives you free choice to visit any doctor, specialist or clinic you choose.

Coverage is typically for:

  • Medical Practitioner's Fees, including Specialist's Fees
  • Prescribed Medicine and Medical Equipment
  • Diagnostic Tests and Procedures, Lab Tests, X-rays, Magnetic Resonance Imaging (MRI)
  • Physiotherapy, Chiropractor, Homeopathic and Acupuncture Treatment
  • Outpatient Surgery
  • Psychiatric Treatment
  • Home Nursing


Optional Benefits of International Health Insurance Plans for Teachers:

Many plans offer additional coverage for Maternity. Maternity normally has a waiting period before coverage is effective and this typically means conceptions can only occur 3 to 12 months after the medical plan starts.

Maternity coverage normally includes: 

  • Normal Delivery
  • Pre and Post Natal Consultations
  • Diagnostic Tests and Medication
  • Newborn Coverage (some plans also cover congenital conditions)
  • Complications of Delivery are normally also covered to higher limits
  Emergency Evacuation
Covers the cost of transportation to the nearest medical centre where adequate medical facilities are available to treat the condition. This can include emergency airlift, the cost of an accompanying person is normally included as well as the return journey

Some plans offer additional dental coverage. Coverage is normally of two types: Routine Dental: polishing, scaling and normal compound fillings, etc. Major Dental: Removal of impacted, buried or un-erupted teeth, removal of roots, new or repair of bridge work, new or repair of crowns, root canal treatment, dentures, etc.


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