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Shanghai International Health Insurance Advice |
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Globalsurance is an independent International medical insurance and international health insurance advisor. We offer free quotations and advice to clients in China. As China's largest Global Health Insurance brokers we have expert knowledge on the full range of medical plans available and can select and advise you on the best plan. We are experts on Global Health Insurance and expatriate health insurance plans and can find the right plan for you.
Globalsurance focuses on delivering the right protection, professional customer service and claim support, we represent the clients' interests not the insurers'.
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Shanghai |
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Shanghai, called "Hu" for short, is a bustling metropolis located at the mouth of the Yangtze River. Connected with Jiangsu and Zhejiang provinces in the west, the city is exposed to the East China Sea in the east.
Shanghai takes its place among the world's biggest, most booming urban areas.
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Professional Advice, Free Quotation |
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| International Medical & Travel Insurance plans, for a sure way to protect you and your family anywhere in the World.
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Individual
International Medical Insurance Plans designed for individuals or families. The plans are annual, guaranteed renewable, suitable for all ages and occupations.
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Group
International Health Insurance Plans designed for Groups of three or more persons. We can develop customized coverage and offer premium discounts.
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Travel
Travel Health Insurance Plans designed for people going overseas either for the short or medium term, but not exceeding 12 months duration.
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Shanghai City |
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 Shanghai is the hotspot of modern China, a cosmopolitan city buzzing with the concept of lifestyle revolution. Shanghai has one of the best medical and health care systems in China and has private hospitals staffed with overseas doctors. |
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Shanghai International Medical Care for Expatriates
Shanghai's medical facilities are certainly amongst the best in China. Many companies with operations in Shanghai provide their employees with membership to local and worldwide medical centers. Ask about our Shanghai International Health insurance products catering to the expats in Shanghai. |
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The #1 Company to compare and buy insurance |
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Fast Process
Get quotes, receive consutlation and purchase.
Best Prices Available
Comparisons of cost effective health insurance plans.
Help & Guidance
Impartial consultation from seasoned professionals.
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Shanghai City Cuts on its Medical and Health Care Spendings |
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In an effort to greatly reduce the city's health-care budget while improving the level of medical care available in Shanghai, the government announced yesterday a series of new policies to stop over prescribing of medication and cut back the use of unnecessary tests and procedures in local hospitals.
The measures come in response to rapidly increasing medical costs, which greatly surpassed the city's health budget in 2001, the first full budget year following the massive health-care reforms.
"Limiting our medical budget doesn't mean patients won't enjoy high-quality service and effective medicine," said Zhou Haiyang, director of the Shanghai Medical Insurance Bureau. "On the contrary, it guarantees their rights to receive better service at a lower cost."
Zhou said health-care costs are increasing due to expensive but un-necessary medicine and tests, which hospitals sometimes order to earn higher profits.
The municipal government is planning to reduce this year's payments from the city's medical insurance fund by 4 percent from last year, with prescription drug costs dropping by 20 percent.
Every hospital in the city will be given a set budget according to their size and the services they offer, with the bureau auditing their expenses and quality of service on a monthly basis. If a hospital goes over budget, it must pick up the added expenses itself, without any help from the city's health fund.
Previously, some doctors conducted a lot of unnecessary tests and prescribed costly medicine to earn commissions from drug manufacturers. Now, hospitals must control medical expenses, officials said.
"The policy helps to solve patients' long-time complaint that doctors diagnosed unnecessary medicine and performed the same tests repeatedly," said Liu Guohua, vice director of Shanghai Health Bureau.
The new rules are also an attempt to cut off local residents that try to cheat the system. Under last year's reforms, much of the financial burden of health care was moved to residents from the government or employers.
Each person pays a part of his or her own costs, with the health-care fund picking up the remainder. But the system isn't equal, with retired workers paying a smaller part of their expenses than young, employed people.
Some people have used this inequity as a loophole, with younger people paying for medical fees using a parent's or grandparent's health card to reduce costs.
To prevent this practice in the future, the fund will limit the number of hospital visits it will cover per person. The rule makes allowances for those diagnosed with a serious illness, such as cancer, that requires repeated hospitalization.
The government is also encouraging hospitals to develop and provide profitable medical services.
"Hospitals can gain profit by improving their special service departments for the wealthy population who are willing to pay more for better medical service," Liu said.
Globalsurance has extensive knowledge of international medical insurance for expats living all over the world including Shanghai, China. We are here to help you choose the most suitable Shanghai International Health Insurance plan that is best suited to your needs.
Globalsurance is an independent medical and international health insurance advisor. We offer free quotations and advice to clients throughout the World. If you are planning to travel or live abroad, we can offer you advice to match your international health insurance needs.
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