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Individual Health Insurance Plan
Individual Plan
Individual Health Plan

We understand how important your wellbeing is, and securing an individual health insurance plan can grant you the assurance that you will be cared for to the highest standards at the best facilities.

 

 

Family Health Insurance
Family Plan
Family Health Plan

Finding the right protection for your family is a top priority.  We understand the need for the highest quality treatment at the best medical facilities, and are here to secure your family’s health insurance.

Travel and Short Term Insurance
Travel Plan
Travel Plan

The best travel plans are the ones which can offer a range of options and stay flexible, as you may need to be away for a specific amount of time, and require a specific amount of cover.

With our expert advice on the full range of travel and medical insurance available, we will ensure you are ready for the journey.

Maternity Cover
Maternity Plan
Maternity Plan

Maternity plans may appear complicated, especially with the sheer number of options available. Wrapping your head around the details can relieve some of the pressure, so we recommended getting to grips with what you can do with a plan, and how it will benefit your new family.

 

Insurance for Chronic Conditions
Pre-existing Plan
Pre-existing Medical Plan

We understand that medical conditions differ, with some minor and others that are difficult to manage. The best way to manage a pre-existing health condition through arranging medical insurance is to seek somebody that understands the process fully. Finding the right plan to suit your specific needs is where we come in.



Senior Citizen Health Insurance
Senior Citizens
Senior Citizen Plan

Buying health insurance gets significantly more difficult as you get older. We always recommend taking great care when choosing which options to include.

 

Emergency Evacuation Insurance
Evacuation Plan
Emergency Evacuation

There are a number of countries that do not possess the modern treatments or facilities necessary to deal with serious injury or medical emergencies. The costs of a medical emergency in a foreign country can accumulate quickly, and a global health insurance plan is one way to secure evacuation to a hopsital.

Health Insurance for Teachers
Teacher Plan
Teacher Plan

Teaching abroad is both rewarding and challenging, and life in a new country involives adjusting to a new environment. To guarantee your well-being in a country you may be relatively unfamiliar with, we advise you look into our teacher plans.

International Health Insurance Cover in USA
USA Cover
USA Cover

The USA is renowned for it's quality of medical care. As the most expensive in the world, medical care in the USA is not a standard feature for most international health insurance plans but can be offered as a separate add-on.

Health Insurance Plans
All Plans
All Medical Plans

Review the plans we have on offer. Each of our products can be catered specially to suit your circumstance or situation.

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Mozambique Health Insurance

Mozambique is a country located on the southeast African coast, bordered by the Indian Ocean, Tanzania, Malawi, and Zambia. The country has a large population of just over 22 million and a land area of 801,590 square kilometers. The capital and largest city of the country is Maputo, other large cities include Beira and Nampula. Agriculture is one of the largest industries in the country, employing around 90 percent of the population. The development of Mozambique has been neglected due to a long period of civil war, intermittent periods of drought and flooding, and a high prevalence of HIV/AIDS. As a result, Mozambique is one the poorest counties in the world.

Mozambique has experienced many challenges in recent years, mainly associated with political and economic instability. Following independence from Portugal in 1975, a large number of Portuguese citizens emigrated out of the country, leaving the country largely depleted of a skilled workforce. The civil war, which took place between 1977 and 1992, left landmines and unexploded ordinance scattered throughout Mozambique. During the 1980s a serious drought devastated food supplies and forced thousands to emigrate to urban areas of the country. As a result of famine and violent conflict, nearly one million people died in the country between 1977 and 1992. Today, landmines and unexploded ordinance hinder development in Mozambique and continue to cause injury and fatality.

Landmines have inhibited the growth of Mozambique's economy. During the civil war, landmines and explosives were placed in areas to block access to agricultural land, clean drinking water and other infrastructure including roads, bridges, airports, schools, factories and electricity lines. De-mining efforts in Mozambique continue today, with more than 100,000 mines removed since the cessation of war, but landmines and unexploded ordinances are still present in all provinces of the country. The National Mine Action Plan, and other international aid organizations, continue their efforts to achieve a mine free country. Once these areas are declared landmine free, development can continue in order to rebuild and strengthen the Mozambique economy.

Private health care facilities provide the highest level of health in Mozambique. Private healthcare facilities are located in the urban areas of the country. The Maputo Private Hospital is the best hospital in Mozambique. Funded by Lennmed Health, the hospital is located in the capital Maputo and is the first private, fully equipped medical facility in Mozambique. As well as increasing access to health, it serves as a viable alternative for patients who would normally travel to South Africa for better medical treatment. The Maputo Private Hospital offers the most advanced levels of surgical, obstetric, maternity, pediatric, gynecological, and orthopedic services in Mozambique. The hospital also has an emergency department, intensive care unit and a pharmacy stocked with essential medicines. Other private clinics in Mozambique include the Clinica Sommerschield and the Clinica Cruz Azul. Medical costs are generally expensive in private health care facilities, as such, a comprehensive health insurance plan is highly recommended to ensure access to the best health care services in Mozambique.

There are public hospitals and health clinics in Mozambique, located in both urban and rural areas of the country. Although, lack of health care funding in Mozambique limits the services in which public facilities can provide. There are many health care facilities in Mozambique that have inadequate access to electricity or clean water. The Maputo Central Hospital, or Hospital Central de Maputo, is the largest referral hospital in Mozambique. Located in the capital Maputo, the Central Hospital provides services in general medicine, surgery, paediatrics, orthopedics, gynecology, obstetrics, ophthalmology and otolaryngology. Attached to the Central Hospital is a small private clinic called the Clinica Especial de Maputo. Hospitals in rural Mozambique are extremely limited. The Chicuque Rural Hospital, provides basic healthcare services including general medicine, maternity, diagnostic, surgery, women's health and pediatric services. The Chicuque Rural Hospital lacks funding to provide modern equipment and to maintain supplies, for example X-ray services have been temporarily available.

HIV/AIDS, tuberculosis and malaria are a serious problem in Mozambique. The country also has a very high maternal and child morbidity rate. In line with the Millennium Development Goals, Mozambique aims to reduce the burden of communicable diseases and maternal and child morbidity by 2015. In doing this, the country hopes to improve the population's access to quality health care services, clean water and sanitation and achieve a landmine free country. UNICEF have launched the 'One Million Initiative' which aims to provide access to safe water and sanitation to one million people living in rural areas, by 2013.

HIV/AIDS was declared a national emergency in 2004. HIV/AIDS contributes to approximately 25 percent of all adult deaths in the country, resulting in a large number or orphaned children in Mozambique and putting a further strain on the country's social and welfare resources. Lack of HIV/AIDS education, poor access to screening and treatment, and social attitudes towards HIV/AIDS has together contributed to the high prevalence in the country. Women and children are at particularly high risk of contracting HIV/AIDS in Mozambique. Mother to child transmission is high and many young women are pressured into having unprotected sex.

Outbreaks of infectious diseases, including cholera and other water borne diseases, occur frequently in Mozambique. In 2008, a cholera outbreak spread from Maputo and resulted in more than 4000 cases and 52 reported deaths. An outbreak of river valley fever was reported in 2008, which resulted in 418 suspected cases and 17 deaths. Due to poor drainage systems, flooding in Mozambique increases the risk of outbreaks in cholera and other water borne diseases. Expats should drink bottled water and follow strict hygiene methods, especially during outbreaks and rainy season.

Crime is relatively high in Mozambique. Expats and travelers to Mozambique should avoid carrying expensive items and walking alone, especially after dark, as these factors can increase the risk of a criminal attack including violence and theft.

Travelers and expats living in developing countries where health care services are limited, are strongly advised to obtain a comprehensive insurance policy that includes coverage for emergency evacuation and hospitals overseas. A comprehensive health insurance plan will ensure you are provided with the high level of health care you require in the event of an accident or illness while you are living overseas.

Emergency protocols should be adopted by residents in Mozambique to avoid risk of injury during the event of an accident, serious illness or criminal event.

For medical emergency, evacuation or repatriation services in Mozambique, expats can contact international SOS on 31-31-03 or 082-323-260; Clinica da Sommerschield on 21-493-924; or the Clinica Suedoise on 21-492-922.

 

Mozambique International Health Insurance

For more information about Mozambique international medical insurance plans, travellers insurance, or to receive a free International Health Insurance Quote, please contact one of our dedicated advisers today.
Purchasing comprehensive travel and medical insurance before traveling to Mozambique is strongly recommended. Emergency medical and healthcare costs, including medical evacuation to a European country, are expensive. To ensure that you are sufficiently protected, purchase an international health insurance plan. For more information about the insurance plans offered by Globalsurance, or to receive a free global health insurance quote, please contact one of our advisers today.

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